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September 11, 2017, 06:15 PM
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#1 |
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Member
Join Date: May 2, 2012
Location: upstate New York
Posts: 90
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Gun defense insurance
How do you fellow forum members feel about gun defense insurance, like uscca and NRA carry guard insurance? I hear that they will not pay up front for your legal expense up front, they will only reimburse you if you win.
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September 14, 2017, 09:00 AM
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#2 |
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Senior Member
Join Date: January 20, 2009
Location: Overlooking the Baker River Valley
Posts: 1,723
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My understanding, and IANAL, is that you are correct in the case of the two plans you mention. One (maybe the only) exception is the Armed Citizen's Legal Defense Network, which is the program that the firearms attorney whose card travels in my wallet and whose 24-hr number is on my cell phone, recommends.
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NRA Benefactor Life Member NRA Certified Instructor: Rifle, Pistol, Shotgun, PPIH, Metallic & Shotgun Shell Reloading; RSO Pemigewasset Valley Fish & Game Club |
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September 14, 2017, 09:49 AM
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#3 |
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Senior Member
Join Date: December 17, 2005
Location: Swamp dweller
Posts: 6,187
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Look into US Law shield, www.uslawshield.com.
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NRA Life Member, NRA Chief Range Safety Officer, NRA Certified Pistol Instructor,, USPSA & Steel Challange NROI Range Officer, ICORE Range Officer, ,MAG 40 Graduate As you are, I once was, As I am, You will be. |
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September 14, 2017, 01:38 PM
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#4 |
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Staff
Join Date: September 25, 2008
Location: CONUS
Posts: 18,467
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Keep in mind when comparing plans that there's a big difference between a legal services plan and an insurance policy. Pre-paid or post-paid, lawyer fees are only one expense. No legal services plan (that I've seen) covers damages awards if you lose a civil liability lawsuit pursuant to a self-defense shooting. I believe the NRA Carry Guard plan does -- but I need to read the details a couple of times to confirm that.
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