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December 27, 2018, 09:45 PM | #1 |
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Does anybody else make pic inventory of their guns?
Don't want to get way to anal retentive here, but always thinking of what might happen if my guns are ever stolen, get destroyed in a fire, or even if I just somehow lost one. How do I prove to the insurance agent that yes I had xzy gun worth $xyz? There may well be other reasons why I at some point may want to prove I had xyz gun. As most of us do, I keep the receipt of every gun purchase, but that can be lost in a fire also. So I photocopy all gun receipts to a file, which then gets put in a folder in the cloud. I also take several pics of each gun, including one of the serial number, and store them in the cloud also. The pic above is an example. Does anybody else go to this extreme? Are there other gun nuts like myself that want to cover as many bases as I can think of?
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December 27, 2018, 10:21 PM | #2 |
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I do a picture inventory as well as serial numbers and keep a disc as well as a hard copy of the serial numbers in 2 different places. Maybe a little over cautious but I just went through a mess with the insurance company with a break in and without documentation, they won't pay squat
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December 27, 2018, 10:34 PM | #3 |
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Yep, records of everything. Even started logging pictures of range outings so I can go back and see results over time or vs other guns or bad days vs good etc.
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December 27, 2018, 11:52 PM | #4 |
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I’ve never taken pics like that for that reason but I could probably produce a pic every gun I own just because I’ve taken pics to discuss about them over time. I’ve got all SN’s saved several ways as well as the SN’s of my fathers guns. He is also the only other person that knows the combination to my safe.
Eddietruett, what about Guns that were handed down as heirlooms and no receipts were handed down with them but the steel frame is found in the ashes of a burned house? Would insurance pay on that condition? |
December 27, 2018, 11:59 PM | #5 |
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+1 @ Eddie
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December 28, 2018, 09:09 AM | #6 |
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Taking pictures like that for insurance purposes is a great idea. My pictures include gun along with the sales receipt that shows the serial number and my name. I store it on my computers, iPhone, and in the cloud. I do the same for all my expensive items (watches, electronics, bicycles). I’ve never had to file an insurance claim, but I’m prepared if I have to.
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December 28, 2018, 09:48 AM | #7 |
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My policy requires pics so yes, not artsy pics though.
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December 28, 2018, 03:23 PM | #8 |
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Yep. Photos, serial numbers, when and for how much it was purchased, or from whom it was inherited if applicable. Insurance companies, law enforcement, and heirs could all find it useful in different situations.
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December 28, 2018, 03:27 PM | #9 |
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I keep a list of SN's. I have pics of many of my guns, but not all. But thanks for the idea. I'll take good photos of all of them and save them. Hadn't thought of that.
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December 28, 2018, 04:07 PM | #10 |
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Great idea. I have a serial number list and description stored electronically in two locations. Will have to add pictures now.
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December 28, 2018, 09:07 PM | #11 |
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Oh yes. Excel database with linked pictures of the firearm from both sides, scans of receipts, details about any modifications, etc.
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December 29, 2018, 04:34 AM | #12 |
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I have pictures of each of my guns and the serial numbers are logged in two different books just in case.
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December 30, 2018, 04:37 AM | #13 |
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Have Numbers Run
I use an Excel spread sheet with two back up's. My FFL will run numbers for me to make the "title" is clear on my fire arms. The deal is the firearm has to in at his business. The understanding is the firearm has to be turned over to authorities if stolen. He continued that few people appear to keep numbers on long guns.
I need to do pictures since there are several custom muzzle loaders included in my assortment.
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December 30, 2018, 01:44 PM | #14 |
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Remember when video cameras first came out people who owned them made a little extra money by videoing a families valuables and giving them the video tape.
Several of you said for insurance purposes, do you have a special rider covering them? My standard homeowners policy will only pay a max of $2500. You should check out your coverage. |
December 30, 2018, 01:55 PM | #15 |
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^ yes Collectible Insured doesn’t require info on file but does need pics and serial # for claim filed.
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December 30, 2018, 02:31 PM | #16 |
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Downside to keeping an inventory?
I'm sure there are many reasons other than insurance for making a video or pic of your collection. I just can't think of something off hand. Probably something related to them being stolen and used in a crime or something along those lines. Yes, depending on your house or rental insurance, especially if it only covers a few thousands dollars, having proof of your gun collection that would cost significantly more than your coverage dictates to replace them would be a mute point. I would suspect just from the responses in this forum that most of us could not replace our guns for just a few thousand dollars. For many of us it would be a serious expense should we have to. Haven't thought of this, but would there ever be a downside to having all that detailed information in one spot? For me personally, the pic inventory is as much a peace of mind thing than anything else. I'm one of those "just in case" folks, even if some would say I go to far with that.
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December 30, 2018, 02:40 PM | #17 |
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https://www.amazon.com/gp/product/B0...?ie=UTF8&psc=1
Great resource to get you started. Bought one and like it |
December 30, 2018, 04:24 PM | #18 | |||
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2wheelwander-I'm hitting the old fogey button here...that "Personal Firearms Record Book" looks VERY nice but the $24 price tag has my inner Scrooge cringing. "Why when I was young $24 would buy you..." you get the idea.
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December 30, 2018, 04:37 PM | #19 |
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It is a bit pricey DaleA, but its a quality binder. Not saying its not overpriced, but it is decent and a well thought out design.
My homeowners covers $5k. Anything more than that and I need a separate policy, which IIRC is 2% cost of the coverage I want. IOW, a $20k policy would run me $400/year. A nice safe then pays for itself in a few years |
December 30, 2018, 04:38 PM | #20 |
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I make pics of all mine and keep the info & pics even after I let them go.
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December 30, 2018, 06:30 PM | #21 |
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2wheelwander, that's a pretty nifty comprehensive book. Looks like it holds all the data you would need etc. Ten years ago I would have gotten something like that. As I got pulled into the electronic digital world (kicking and screaming) I did eventually realize the value of having something in the cloud, or at least on several hard drives somewhere, instead of on one physical book that could burn in a fire, and is only accessible wherever it physically is. The added benefit of being able to pull that phone from my pocket and pull up any information about my guns, serial numbers, pics, range data.. anything, was pretty appealing. Even more so being able to ADD to that digital file from that phone or laptop anywhere there was cell service or WiFi. If I really need a hard paper copy I just print it out. I suppose you could put those printouts in a notebook and still have a physical file you can hold and page through, but personally I don't bother with that. Anyway, I fully understand that approach is not for everybody. For me the ability to access and add to my gun file from anywhere was pretty appealing and that's what I now do. In fact, not just guns, but all data or info about everything from my car maintenance to health information is now digital, in an iPhone Note or WORD file, in the cloud (DropBox etc) so it's accessible from my phone or laptop from anywhere.
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December 30, 2018, 06:41 PM | #22 |
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DaleA you are very correct, taking quality pics of guns is not as simple as it seems. Lighting, shadows, glare from lights, shadows from you hovering over the gun to take the picture... it isn't seamless. I spent several hours experimenting with lighting, where to place the gun, where to stand to take the picture, how many lights around it etc. Actually taking pics outside using natural light works well if it's an overcast day without the Sun glaring from one angle. I'm sure on a forum like this somebody has posted info about that. I kinda learned by making a thousand mistakes, seeing what works and what doesn't. Another thing I learned is having a fairly decent camera that can take pics in relatively low light without a flash (very high ASA). A flash simply reflects off of any shiny part of the gun and you get a gun with lots of bright spots. Experiment and try not to get frustrated like I do! Also, when it comes to taking pics of the serial number, again you need a good auto-focusing camera that can either zoom in close, or has a high enough pixel count that you can take a pic from several feet away and when you crop that s/n out and enlarge it still looks good. Obviously this subject can't be covered in a little post, whole books have been written about how to photograph objects.
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NRA life member. Making good people helpless doesn't make bad people harmless! Last edited by M88; December 31, 2018 at 01:35 AM. |
December 30, 2018, 08:32 PM | #23 |
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Does anybody else make pic inventory of their guns?
No I haven't but I think it is a good idea. I have a list of S/N's but I have done that so the kids know where I want to guns to go when I tip over. |
December 31, 2018, 09:35 AM | #24 | |
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Quote:
When I had a questionable fire loss, the first thing I looked for was the remains of the policy holder's firearms. I also looked for the remains of jewelry and family photos. I don't recall ever having an intentional fire where the firearms, jewelry and personal photos were destroyed. With legitimate fires, if they had guns, I was always able to find the barrels with serial numbers in the debris. It's also a good idea, in addition to taking photos of your guns and receipts, to walk through your house and record the contents in general (open the drawers, closets, etc) . In addition to providing the insurance company evidence of what you have, it will help you remember what you own if you have a total loss. Put the information on a thumb drive and keep a copy in your car or another place separate from your house so it will not be damaged. Last edited by osbornk; December 31, 2018 at 09:41 AM. |
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December 31, 2018, 11:54 AM | #25 | |
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