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If you were in the North East I'd say go with Erie Insurance, but I don't think that they write in Florida.
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+1
I worked with insurance companies in my last job and Erie was without a doubt one of the easiest to work with. They didn't put their "insured" through garbage and always paid out on their claims. They were always a pleasure to work with. I wish they would expand beyond the Northeast.
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~Doctrine and Covenants 134:11
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