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The gun shop owner even went as far to state that maybe the FBI is preparing to either arrest me or charge me with something.
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I don't know how he would know that. The NICS system does not tell the dealer
why a purchase is delayed or denied.
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It isn't the FBI that is doing the hold. Each state runs its own check system.
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It varies from state to state, but not all states do the check. In some states, it's just an FBI check.
What date was the check first called in? If there's not a response after three business days, the dealer is clear to release the firearm. There's a FAQ on the process
here.