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Use usaammo.com for a floor on factory ammo prices. I find 9mm to average around 20¢ a round, .40 more like 30-40¢, and .45 40-50¢. Those are all local prices. If I didn't reload I would order USA Ammo by the thousand.
Shooting .45 from a subcompact is probably not an amazing experience, though I haven't tried it. I find it extremely "brisk" out of my full-size Beretta and I'm told that it is a soft shooter.
From what I know about you, I would advise starting with a 9mm. See my response to your post in the other forum.
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