Given your two choices for HD, I would pick the 12 gauge. The shotgun would be easier to defend your house against several armed intruders (with one shot) than the lever action.
I like the ammo selection with the 12 gauge and can even be fitted with a light.
Good luck,
Jeff
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"It is easier to find men who will volunteer to die, than to find those who are willing to endure pain with patience." Julius Caesar
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