First off, disassembly and reassembly is not going to hurt anything. So, why buy a cheap firearm?
Just to provide you with another alternative, Civilian Marksmanship Program (CMP) is going to be selling some U.S. Govt. M1911A1's this Fall. They are not cheap but there are three different grades, with varying prices based upon grade, to select from depending upon your random selected number. The lower your number the better you chance you have of buying the one which is right for you. There is a good chance in my personal opinion, they will not loose any value over the years to come unlike a new in the box firearm.
All the information is on the CMP web site.
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