There's another thread going on that is similar to this one so I guess I'll say here what I said there.
Since I can't predict when or where I'm better off just carrying every day. I will add that with the number of small, easily concealed handguns on the market there's really not a reason not to carry something.
I'm not retired, I carry a M&P40FS at work and an M&P9FS off the clock but since I spend the majority of my off the clock time at home I predominately carry an M&P9C because it's small enough to carry conveniently and I can just slip it in my hoodie pocket when I go out to walk the dog.
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Skating On Thin Ice
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