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The thought of banging on a charged shell does not exactly thrill me.
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Other than when you tap in the bullet and possibly crimp it that should never be the case. When you do tap the bullet in the shell is in a holder that has a hole under the primer.
Some wear gloves and ear protection when they seat primers but in my fairly limited experience with one I've never had a primer go off.
Many more people have sawed their fingers off with some form of power saw but my guess is that you've used one.