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My self defense shotgun is kept, tubular magazine loaded, trigger to the rear, meaning it has been dry fired, and safety off. Make no mistake about this, the chamber is EMPTY!
All I have to do to load and fire a round is work the pump mechanism. This is also what I do in regards to a shotgun carried in the vehicle. I do not recommend this method, because the chance of an AD is greater. ::knocking on wood:: I've managed to pay attention and not have an AD using this method, YMMV.
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+1
My primary HD gun in a mossy 500 with a pistol grip & folding stock. Since the safety is on top of the gun, I would need to re adjust my hand positon to turn the safety off. I just use the pump as a safety. My other SD weapons are DA and no safeties. I use the safety between my ears.