As Stressfire pointed out, it's not a loophole. A loophole is something that circumvents the intended purpose of a system. The NICS system was designed and meant to apply to sales made by FFL's. It has always been silent on the matter of private sales.
No law on the matter=no loophole. The usage of the word is anti-gun propaganda, and it only becomes true if we accept it.
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Sometimes it’s nice not to destroy the world for a change.
--Randall Munroe
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