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In terms of relatively inexpensive .410's ....Browning BPS Hunter model is a much better gun in my opinion over the Mossberg...around $ 600....
.../ but a .410's limitation is primarily the size of the pattern and 1/2 oz of shot. 1 pellet out of a 12ga # 9 at 1200 fps ....hits just as hard as a single #9 pellet at 1200 fps out of a .410.../ but its number of pellets and effective pattern that make the .410 a difficult gague to shoot / not really for rookies.
but serioiusly, I'd go with a 28ga over the .410 ...28ga is a lot more versatile. Ammo is still expensive..but a MEC reloader will solve all that for you. I'd look at the MEC Grabber model for an entry level loader...and if you want auto indexing then go with the 9000 GN model.
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