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What's actually sort of ironic about this is that when it comes to regulating most things -- health care and the economy are good examples -- people inside the industry (from insurance companies and banks, in those examples) not only influence lawmakers, but in many cases they actually write the legislation. The legislators don't need to know anything, because the industry itself tells them what to think and what to do.
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We have people in my industry who don't have a freakin clue about the equipment they are selling or how it works, but they have enough people around them who do so they survive. That is a terrible way to go through your professional life though, I couldn't live my life selling stuff I dont understand but thats just me.