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I'm still saving my pennies for my next gun and I'm still liking the Savage Precision Carbine.
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Got one and love it. Accurate and compact enough not to be a pain in the kiester in a tree stand.
To the OP, reload. Buy components along and along, that way when panic buying hits again after this stuff blows over you'll have the means to make your own without being a slave to high prices. Anyone who shoots on a regular basis has no reason not to reload. It will always be cheaper than factory with the added benefit of tailored ammo.
The investment might hurt for a little while but the benefits outweigh the other costs after just a few months.