From what I read, we all seem to end up with a drawer full of holsters and I believe it is a very personal choice and harder to find one that really works as intended or hoped. Finding one that is comfortable is harder to me.
I am not an expert, I too have a drawer full of failed attempts.
I did buy a Smartcarry a few weeks ago. I will be honest, I was a.... skeptical at first. Drawing a pistol from my side carries some risk of shooting my leg, this looked a little scarier for obvious reasons. But after trying it on, it really does work as advertised. It stays in front of you without being obvious to others. I told my wife I had it on, she couldn't see it knowing it was there and that was with a 1911 compact 45.
Check out the pictures or videos. I think there is one with a girl wearing one as wel if you scroll downl.
http://www.smartcarry.com/photos.html
Seems like all others depend on your build and your dress and how loosely clothes fit. If you are serious about cc, this might work for you. Good luck.