Another thing I will add is...
...take into account what type of grips you like.
The Smith has a true full grip frame and the Ruger has the tang style grip frame.
The Ruger grip frame makes it harder to find high quality wood grips that fit properly and the will not crack under heavy shooting since the wood absorbs all the punishment.
On the Smith, most of the punishment is absorbed by the full metal backstrap and it is easier to get well fitted wooden panels.
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