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No state POC is any better than what the FBI provides for free.
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Horsefeathers, as time is money. Not having to wait hours or days is better.
You can get it done ahead of time, or wait to get your gun. It's that simple. I have the CHP, so it costs me nothing extra, and having to make another trip to town to pick up my purchase would be more than the cost of the Certificate, if I had to buy one. With the sheer volume of gun sales these days, you are going to wait.
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what the FBI provides for free.
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Nonesuch. Somebody is paying for it. Like as not, it's our Great, Great Grandchildren.