For your limited budget, you might want to consider a .38 Special and forgo the .357 for now. Taurus makes a Model 10 clone that looks pretty good, and you can often find used good Model 10's or Model 64's (stainless). Any of these should be well under $250. It is very easy to reload .38's (or .357), and as was noted above cast or swaged lead bullets are cheap. Of course, if you can find a nice .357 at your price, go for it and shoot the .38's out of that. +1 on staying away from .32 ACP. I actually like the caliber, and I often pack a "mouse gun". But take it from my experience, the only larger pistols you will find will be vintage Colts (I want one) or PPKs, and the ones I've seen were pricey. It is a pain to load that tiny case. Having a .38 is like having a 30-30; it will never go out of style.
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