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To put it in another perspective, have you ever felt the need to chronograph factory loads? If so, you probably need one (because of competition or something like that).
When you first start reloading, it's like learning to cook. You do exactly what the manual (cookbook) says in order to have safe loads (not burn the cake). When you feel like you have a grip on things, you can risk "experimenting" a little. I have been reloading for a few years, and I have never felt the need for a chronograph (again, for pistol). I am pretty conservative. If Speer or Lyman says its a MAX load, I treat it that way. There are some other manuals that have been watered down. DO NOT take that attitude or worry about that at this point! Follow the procedures/guidelines in a reputable, well-known manual, and your loads will be safe.
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