[TXAZ]

If the targets are slightly angled and tilted down slightly and ground is soft between you and the steel, you’re likely safer than if they’re square to you with a slight tilt up.
As such I don’t typically shoot steel with a handgun at less than 20 yards.

I’m also not sure of the under .38.
We’ve shot .22 up to .44 mag at steel and don’t see a ricochet difference.
Maybe someone else can address lighter weight ammo.