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Quite honestly, a lawsuit would take years to get through and you may not ever recover anything through that medium. No attorney works for free and they will charge you for all of their work...probably require a retainer. A trial attorney requires at least 700-1000 an hour for being in a courtroom which is why most of these things are settled up front. Then there is the process of collection on a settlement which is a whole other battle. Then there are the mental and emotional toll of the litigation process.
I would not expect to get any money out of anyone in regards to a lawsuit unless the person is part of a larger agency/company or has homeowner's insurance.
Most of the claims from 9/11 were settled by the 9/11 fund and that is because litigation would have been costly and untimely. Those who did file lawsuits did not have a trial until many years after. Some are still in the court system...some of the people who filed lawsuits as a result of 9/11 passed on before the suits even got to court.
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