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I'd go with getting a .22. Unless you're a natural at it, handgun shooting is a skill that is not the easiest to acquire. It takes a lot of practice.
Once the initial cost of the handgun is paid out, the biggest cost of learning will likely be ammunition. If you want to become really good at it, then get a .22 and practice, practice, practice. (Or buy a centerfire and learn to reload, but go price out a good reloading setup, before you decide.)
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