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Mr. Rabbit - my first hand experiance is about 4 years out of date - but - the Mossberg automatics had a high return rate. I cannot recommend them.
IMHO, the 870 Youth gun in 20 ga is the premier Ladies pump. The LT - 1100 in 20 is the ticket for an autoloader. I "think" the Franchi is as good, but have only one friend who owns one.
If you have a discount chain around, the 870 Youth model seems to be about $280 or there abouts. I would get one for the lady and save for a different one for your self. You may find that a 870 Express in 12 ga works for you. Our wally world has them for $250)
The idea is that your wife will have her own gun (she may let you borrow it) and acheive good gun handling skills. And as bro Dave points out, that is 95% of the battle.
Take the savings and buy shells - lots of shells. Shoot them and buy more. Practice makes perfect or so I'm told...
Giz
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