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The best thing you can do is get an umbrella policy from whom ever insures your home.
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oldcspsarge,
Be sure to check that umbrella policy.
Most do not add additional hazards just raise the limits of coverage. If your homeowner's policy doesn't cover intentionally shooting someone an umbrella probably won't either.
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"God and the Soldier we adore, in time of trouble but not before. When the danger's past and the wrong been righted, God is forgotten and the Soldier slighted."
Anonymous Soldier.
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