I would save a little longer and get the XDM 9... its a little under $100 more than the price stated for the standard XD.
My first SA was a XD9sc, and my 2nd a 45c. Both were top notch, no failures of any kind with either one and I was happy with them until I made the mistake of picking up a XDM. The ergonomics IMO are so much better feeling. Its also not so "blocky" looking.
Here is the link for the XDM at that price.
http://www.sportsmansoutdoorsupersto...2.cfm/ID/98569