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Old December 23, 2011, 12:32 PM   #17
MLeake
Senior Member
 
Join Date: November 15, 2007
Location: Outside KC, MO
Posts: 10,128
The arguments put forward for those laws were about keeping insurance rates affordable, and minimizing public costs for ER treatment.

The insurance costs could easily be controlled by indemnifying insurers against covering injuries incurred by policy-holders who did not use standard personal protective equipment (seat belts in cars; gloves, helmets, boots and jackets on motorcycles).

The ER would be another matter. I'm not sure if society is ready to say, "Too bad, so sad, no ER for you." Frankly, I'm heavy on individual responsibility, and I'm not ready to say that.
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