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A lot of people advocate buying used, but the Smith has a non-transferable lifetime warranty if you buy new. Some say the bluing on the older guns was better but the new ones should function just as well. The new one I looked at was beautiful. Smith says you should only fire standard velocity ammo through a 41 and with a used gun you have know way of knowing what ammo went through it, whether it was dry fired, etc.
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You simply send it back and do not tell them you are not the original owner.
Don't ask don't tell and it works fine.
If its a warranty item they will fix it, if abuse you pay for it.
We have had 3 of them. Two were flawless, one bought a bit latter in the 70s or ealry 80s was not. Rather than send it in he sold it. Nice setup with multiple barrels. Did not tell anyone. I could have starngled him.
I carried mine for years for SD (damn confidient I could shoot the eye out of a squirel at 75 ft) as well as a woods gun. It was all I had that was on the concealible side. Its a bit dinged up but functions flawlessly.
No clue on the new ones, have not shot one.
You can get a different barrel with a rail setup which is where I will go one of these days so I can shoot it again. Old eyes can't see the iron sights which is a shame.