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There are some cases where carrying Condition 3 (loaded mag in gun, chamber empty) can be feasible or necessary. I almost always carry loaded chamber, as I usually carry in an IWB holster, and there's no reason not to carry Condition 1/hot, imo. Bear in mind that many NDs occur on reholstering, due to finger in trigger guard or clothing in guard. won't happen w/Condition 3.
Sometimes though, I carry a Glock in a (non-gun) fanny pack w/o a holster insert. I wouldn't ever carry a Glock condition 1 that way, though I would with some DA/SA autos maybe, or a revo. Condition 3 is fine. Same with jacket pocket carry...condition 3.
I disagree that you're automatically disadvantaged this way in all cases. With practice, you can present the pistol and chamber a round almost in the same motion, with scant delay, as the Israelis practice. You will certainly draw attention to yourself, the sound of the slide being racked being quite obvious. If you need to draw a "hot" gun discreetly to prepare for engagement, this isn't the way!
If you find yourself in a position to have to "drag race" on your draw, you may have a problem pure draw speed won't resolve (especially from concealment). In other words, someone's gotten the drop on you. Still, I usually prefer a belt holster and Condition 1. And don't forget Larry Vicker's motto: "Speed is fine, accuracy is final"
One other advantage, hypothetically, I can see to Condition 3 with many autos. If your gun is snatched from you, and the chamber's empty, that second when the snatcher pulls the trigger, it goes "click", and he's temporarily confused, might buy you enough time to fight back successfully. (If you carry a 1911, and he can't figure out the safety drill, you might buy the same extra time).
FWIW.
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