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Crow Hunter, what evidence have you that dropping the slide on a chambered round will break the extractor on a ordanance spec 1911 ?
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Nobody is saying it WILL break the extractor. What's being said is that it places additional stress on the extractor, and
if done repeatedly will likely cause some sort of damage eventually, especially in guns not specifically designed to tolerate it.
The damage might be in the form of chipping, breaking or bending.
Loading a semi-auto by dropping the slide on a chambered round is not recommended practice unless the manufacturer specifically states it is acceptable. Even then, it's still stressing the extractor in ways it isn't stressed during normal shooting/cycling.
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What defensive scenario do you have in your mind in which you could draw a handgun, lock it open, drop a loose round in, close the action, aim and fire from a civilian or military standpoint that would benefit going to the effort and expense to design a "feature" that would allow someone to do this without the possibility of damaging the extractor?
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Ruger states, in the owner's manual, that the P95 (and P89/P85--and possibly others of the P-Series pistols, I don't have information for them) can be used as single shot handgun by direct chamber loading if: "...the magazine is missing or for training purposes (where it is desirable that only one cartridge be loaded and fired at a time for safety)..."
Beretta states that direct chamber loading capability is provide to make "...it possible to fire the pistol single shot with the ease of operation should the magazine be damaged."
I don't know why other manufacturers provide such a capability, but Beretta and Ruger seem to indicate that the primary reason for doing so is a damaged or missing magazine. Basically in a situation where you have no other option.