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Old December 5, 2012, 12:48 AM   #115
Brian Pfleuger
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Join Date: June 25, 2008
Location: Austin, CO
Posts: 19,578
Quote:
Originally Posted by Stevie-Ray
"thank God we weren't home, lets call the insurance company so we can get back a third of our stuff!"
You need a better insurance company.

You should be getting full replacement value. I know, my dad just went through this with his camp. Wasn't even his primary home, his homeowners covered it anyway and wrote him a check for 100% replacement value of everything he told them was damaged or missing.

Even if it was 1/3, I fully expect that to be less expensive than a lawyer.
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