The older I get, the more I go for ease and comfort. To me, the odds that I'm ever going to need to deploy my CC super-fast are very low. So I'm not going to suffer my ease and comfort because of a one-second difference in the remote chance that my life will ever depend on having to be lightning-quick as possible on the draw. So, if under-the-shoulder is more comfortable for you, that seems like the better option IMHO. But, as I said above, I quite enjoy some variety in my carry options so there's no "conundrum" for me. Just as I wear different clothes for various reasons, I also use different carry options on different days... and like it that way.
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What did Mrs. Bullet say to Mr. Bullet? ... "We're having a BeeBee!"...
IF THE SHOE FITS, WEAR IT!... IF THE GUN FITS, SHOOT IT!
"Experience is something you don't get until just after you need it."
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