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I've thought about this after hearing about the home invasion murders in Chesire, CT. In that case the wife was driven to the bank to withdraw money by one of the bad guys. Having a handgun waiting at the bank could have made a difference.
As for keeping one there, it's my understanding that most banks prohibit anybody but the box renter from being present in the room when the safety deposit box is opened. Short of exceptional circumstances, the bank will never even know what's in your box.
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