I am no expert on holsters. I think they are very frustrating things to buy.
That said, I'll toss out a few things.
Shoulder holsters are usually more comfortable if you're driving or sitting.
Shoulder holsters generally can carry larger guns concealed.
Shoulder holsters need you to have a jacket or a coat over them.
I *think* there is general agreement that shoulder holsters are slower than waistband holsters-but I'll certainly bow to any experts about this one.
I haven't had this happen to me but I've read from a lot of people that a shoulder holster can cause back pain.
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