I live in a medium sized town. I never worry about terrorist attacks. I suppose if I lived and worked in Manhattan, LA, or Chicago, I might share these concerns. But, terrorists don't really seem to care about anything that isn't a large, populated and important landmark.
Anyway, as far as firearms go, a gun isn't going to help you much if someone has planted a powerful bomb in your vicinity. If someone gets concerned enough about terrorist attacks, I'd suggest moving to and working in a small town.
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