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SL1 · May 1, 2012, 08:12 AM

If SECURITY is your issue, then you sure DO NOT want to use a bank debit card on-line.

If somebody steals your debit card info, they can clean-out your bank account for that card PLUS any accounts that the bank has "attached" to that card -- AND YOU HAVE NO PROTECTION from the bank or card issuer. The money is just GONE.

On the other hand, if you have a CREDIT card number stollen, and you report that there are improper charges on your card as soon as you are aware of them, then all you lose is $50, with the bank covering the rest. And some banks even cover the $50. Plus, the card issuers are watching the credit card charges for suspicious transactions and may actually block them until they contact you by telephone to make sure that they are legitimate charges. (That way, they limit their own liability to cover whatever goes beyond the $50.)

Sorry to deflect the thread, but I think that some of the advice is going in the exact opposite direction to the OP's interests.

SL1

May 1, 2012, 08:12 AM	#6
SL1 Senior Member Join Date: November 8, 2007 Posts: 2,001	DON'T use a Debit Card on-line! If SECURITY is your issue, then you sure DO NOT want to use a bank debit card on-line. If somebody steals your debit card info, they can clean-out your bank account for that card PLUS any accounts that the bank has "attached" to that card -- AND YOU HAVE NO PROTECTION from the bank or card issuer. The money is just GONE. On the other hand, if you have a CREDIT card number stollen, and you report that there are improper charges on your card as soon as you are aware of them, then all you lose is $50, with the bank covering the rest. And some banks even cover the $50. Plus, the card issuers are watching the credit card charges for suspicious transactions and may actually block them until they contact you by telephone to make sure that they are legitimate charges. (That way, they limit their own liability to cover whatever goes beyond the $50.) Sorry to deflect the thread, but I think that some of the advice is going in the exact opposite direction to the OP's interests. SL1 Last edited by SL1; May 2, 2012 at 04:46 PM.