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He's not talking about any kind of civil liability. If your guns are put away (not locked necessarily) your liability is nil in the eyes of the law. But a criminal who breaks into your house and steals your guns because they weren't locked up is now an armed criminal...because you decided you were within the law. Personally, I don't want that on my conscience. I would be devastated if I ever learned a gun I didn't do everything I could to secure was stolen and used in a murder. That's enough reason for me.
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