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4whln, I haven't priced factory ammo but reloading does cost money and it's just like a business with start up cost.
When I started reloading 60's you could by 5 boxes unprimed brass,100 primers and 100 bullets cost out enough powder to load those 100 cases and you be pretty close to what factory ammo cost. the saving was you could reload those cases and you got better ammo and shoot more for less.
I was loading two rifle at the time and I never figured in the cost for the reloading equipment as I knew I would more than likely add other rifles in the years ahead. I loaded lot of pistol ammo on that single stage press.
We have some guys in the gun club that shoot factory ammo reason they don't have the time to reload and they just like to come out and shoot.
Reloading take on a life of it's own I've got 15 varmint rifles and that many deer/elk/antelope rifles plus couple target rifles good hobby to have.
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