https://www.uslawshield.com/
Prepaid/pre-need services like car insurance? Don't exactly disagree with you though. $10.95 a month sounds way to cheap.
Public defenders are called Legal Aid up here. Mismanaged by the Law Society. So badly run you'll, now, only be eligible if your facing jail time. Regular, experienced, privately practicing, lawyers who agree to work for the set fee.