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. . . but not willing to lose a finger or damage firearm by not following the manufacturer guidelines.
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A good approach to have, to be certain.
In this case - with IMR 4227 - you've got such a slow powder there that you have "headroom" for days of margin of error. It would actually be hard to load it up to the point of gun damage. Of course, I'm not suggesting that you try. My only point is that you're dealing with one of the most forgiving pistol powders out there.
Now about using it for loading up a lead SWC - I wouldn't. I just think it's too much powder for anything other than a true jacketed bullet. But that's just me and my opinion. I have no doubt plenty of posts are soon to follow with notions to the contrary.