Some guns that have a safety are drop-safe even with it off, such as the Makarov which blocks the hammer until the trigger is pulled. The main thing is, do your research and know your firearm. Different firearms are safe in different conditions.
I like my pistols to HAVE a safety even if I don't use it when carrying. I do not like designs such as Glocks where there is no manual safety even though the trigger pull is fairly light. I also won't accept a push safety, as those are impossible to use as you draw. Only easy-to-use pull-down safeties or guns that are safe (heavy enough trigger pull and, ideally, drop-safe) with the safety disengaged are considered viable options for carry. That's just my criteria, though.
A gun is useless if you can't shoot it when you need to.
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