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the 3914 is safe to carry with hammer down on a loaded chamber.
the safety acts more as a decocking lever than a safety, though it is both.
the gun also has a magazine disconnector which disables the gun when the magazine is removed.
the first trigger pull is double action like a revolver, each subsequent trigger pull will be single action.
my advise is to seek training from a competent person on general firearm safety and handling, preferably one familiar with the gen 3 S&W 39XX series guns.
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