Thread: Carry at Work
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Old November 2, 2013, 03:25 PM   #133
Frank Ettin
Join Date: November 23, 2005
Location: California - San Francisco
Posts: 8,745
Originally Posted by Tennessee Gentleman
Originally Posted by Frank Ettin
And businesses pay some pretty fancy premiums for that insurance.
Not really fancy. Normal. I used to sell the stuff and it is a cost of doing business. Actually, one is rather foolish to operate a business without it.
It depends on the business and risk exposure (like the possibility of employees having guns).

I've had clients who buy the insurance. In some industries, the premiums are substantial. And sometimes to even get manageable premiums a business would need to accept a very high self-insured retention or very large deductible.

So even with insurance, a business can have a substantial financial liability exposure.
"It is long been a principle of ours that one is no more armed because he has possession of a firearm than he is a musician because he owns a piano. There is no point in having a gun if you are not capable of using it skillfully." -- Jeff Cooper
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