I shot a Ruger SR9 last weekend I was very unimpressed by the cheap plastic feel of it. I wouldn't pay more then the cost of a Hi-point for it.
You are definitely clueless there.
There is no comparison with a Hipoint and a Ruger SR9. I wouldn't buy a Hipoint; you'd have to give it to me. I still won't use it to defend my life. I've shot one and know enough how they perform; crude and not always 100% reliable.
Now the SR series pistols have been tested and updated. They are great pistols for the value. Usually around $399 for the 9mm or 40. I would not hesitate to buy an SR9/40 and use it for CC and self-defense.
If you're saying you won't pay more than $150 for a Ruger pistol, well then get yourself a Hipoint...