Carry gun (Glock 21) is always in loaded, with one in the chamber, mag not topped off.
It generally rests on my bedside table in it's carry holster when not straped to me.
A Mossberg 590 is kept ready with a mix of slugs and buckshot in the gun safe, chamber empty.
Also, a Mini-14 with the bolt foward on a factory 20-rd mag is generally ready for coyotes who decide they might want beef tartar for dinner.
NRA Life Member
Ladyfriend: "I need help with the leaves in the yard"
Me: "Controlled burn?"
LadyFriend: "I forgot my Boy Scout turned into an infantry officer."