Thread: Gun Insurance
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Old November 16, 2012, 09:28 AM   #15
Join Date: February 24, 2012
Posts: 71
The main reason I went with collectibles instead of just my homeowners is the agent admitted that in replacement the company would select the cheapest available gun.

If you have say a Winchester MD12 the replacement would be any pump and not another MD12, so it's not just the quantity cost I had to consider but the quality cost of each gun.
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