Thread: Gun Insurance
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Old November 15, 2012, 07:53 PM   #9
Senior Member
Join Date: August 11, 2012
Location: Marion, Va
Posts: 1,194
On most homeowners insurance, the limit is applicable to theft only. Other perils are covered to the policy limit of the policy. Might be a good idea to read your policy. A lot of agents and adjusters don't understand it either. (I adjusted claims 30+ years and made the mistake for years)
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