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Old October 26, 2012, 08:22 AM   #16
Senior Member
Join Date: June 16, 2011
Location: Ohio
Posts: 1,497
The answer is that homeowner's insurance covers negligent and not intentional acts. Simply winning a case isn't any good if you cannot collect the judgment. That's why the Plaintiff's lawyer pleaded negiigence; so he might be able to collect from the insurance company.

On the other hand, it means the homeowner Defendant gets a lawyer paid for by the insurance company. That beats paying for your lawyer yourself.
All makes perfect sense...and yet...

Since it's really all the man can do at this point, I hope his counter-suit works out
"The best diplomat I know is a fully charged phaser bank" - Montgomery Scott
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