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Old September 27, 2013, 12:06 PM   #1
Ozzieman
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Do you have a VISA card? You might want to get rid of it.

This is strange since I have purchased more than 25 guns over the past 20 years with a Visa card.

Credit card firm cuts off nation's No. 1 gun store --- for selling guns

By PAUL BEDARD | SEPTEMBER 26, 2013 AT 5:38 PM

Quote:
A subsidiary of Visa, a key Obama campaign donor, that specializes in credit card transactions has abruptly stopped servicing the nation’s largest gun store after four years because the store sells guns, a fact the owners never hid.
Hyatt Gun Shop of Charlotte, N.C., told Secrets that the subsidiary, Authorize.net/CyberSource, simply sent an email to owner Larry Hyatt to announce that it was suddenly breaking off the business relationship. The reason: “The sale of firearms or any similar product.”
Source: http://washingtonexaminer.com/article/2536417
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Old September 27, 2013, 12:23 PM   #2
Tinner666
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Mine worked at Green Top this week. Interesting.
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Old September 27, 2013, 12:33 PM   #3
motorhead0922
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Quote:
Mine worked at Green Top this week. Interesting.
Your Visa will continue to work as before. It is the Merchant's credit card payment processor that has the issue. Hyatt will have to choose another of the thousands of CC processors.

That said, I'm confused about the relationship between Visa and authorize.net.
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Old September 27, 2013, 12:43 PM   #4
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While it does sound like this is limited to a specific payment processing company it does concern me a little that it’s a sort of covert gun control. As the relationship between big business and big government becomes more and more intertwined we may see more of this. Oh dang I sound like some kind of conspiracy nut.
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Old September 27, 2013, 12:43 PM   #5
NoSecondBest
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I have a Cabela's Visa card and it works fine. It's not Visa that's a problem, it's the bank that processes the transactions.
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Old September 27, 2013, 03:39 PM   #6
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Right, Ozzieman didn't read his own quote. The culprit isn't Visa...

Quote:
Hyatt Gun Shop of Charlotte, N.C., told Secrets that the subsidiary, Authorize.net/CyberSource, simply sent an email to owner Larry Hyatt to announce that it was suddenly breaking off the business relationship. The reason: “The sale of firearms or any similar product.”
If Hyatt goes back and rereads their contract with the company, I believe they will find that they have completely agreed to said conditions. So if they decided to complain about being cutoff, they also need to complain about the fact that they agreed to such terms and chances are, they did so for $$ reasons. So they likely with with both less cost and more risk and the risk caught up with them.
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Old September 27, 2013, 06:52 PM   #7
BigD_in_FL
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I'll keep my Cabela's Visa, thank you very much
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Old September 27, 2013, 07:02 PM   #8
Ozzieman
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What I was trying to get across was the it was subsidiary of Visa which is a large Obama campaign donor.

Keep your card just think about where some % of what you pay VISA goes to. If you want to support Obamma
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Old September 27, 2013, 07:39 PM   #9
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And if you buy from half the companies in this company, you are doing the same..........you cannot escape that fact but you can fight it by voting and not thinking someone else's vote will do the job
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Old September 27, 2013, 08:09 PM   #10
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cash is king
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Old September 27, 2013, 09:10 PM   #11
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This isn't the first time a payment-processing company has dumped gun comanies, and it won't be the last.

A shop I know got denied on renewal a few months back. The owner got pretty far up the chain when investigating. In that case, it turns out that guns weren't so much the problem as gun retailers were.

Remember that big panic we had earlier this year? Prices skyrocketed in some quarters, and more than a few folks borrowed more than they should have to get that rifle before it get banned. Buyer's remorse set in, and the result was a huge jump in very expensive chargebacks.

This makes more work for the processing company, and if it's coming from one category of business, they may choose to cut it off.
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Old September 28, 2013, 02:14 AM   #12
DaleA
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Tom Servo - your explanation makes some sense. These companies are set up to make money and refusing to do business with a particular industry doesn't make much sense.

Still, it's a lot more fun to envision the board meeting where the Visa head shouts "I was shocked, SHOCKED to find out the Hyatt Gun Shop was selling GUNS!"
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Old September 28, 2013, 10:38 AM   #13
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Swith to Shift 4

They have no issues processing firearm sales.


Doug
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Old September 28, 2013, 12:07 PM   #14
ronz
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Quote:
A shop I know got denied on renewal a few months back. The owner got pretty far up the chain when investigating. In that case, it turns out that guns weren't so much the problem as gun retailers were.

Remember that big panic we had earlier this year? Prices skyrocketed in some quarters, and more than a few folks borrowed more than they should have to get that rifle before it get banned. Buyer's remorse set in, and the result was a huge jump in very expensive chargebacks.
I think that was just an excuse to distance the company from politics
they didn't want to say the truth were pressured by the Obama administration and anti gun left
At least that's who most the processors that accept payments for business that deal with firearms blame because a lot of processors are dropping anyone that has anything to do with firearms
and as far as I know you cant just return guns or ammo
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Old September 28, 2013, 12:14 PM   #15
Tom Servo
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Quote:
as far as I know you cant just return guns or ammo
That's generally correct, hence the chargebacks.

Quote:
they didn't want to say the truth were pressured by the Obama administration and anti gun left
Can you provide some proof that the administration (or any anti gun organization) is pressuring credit card processing companies? If they were, it would be a novel approach, but I've not heard of that.
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Old September 28, 2013, 05:24 PM   #16
Carne Frio
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The grocery store that I use keeps trying to get me to apply
for their VISA card. I emailed them the following link today.
It talks about another area where VISA is anti gun and anti
gun business. I doubt they really care. but a local boycott
would get their panties in a bunch.
http://www.thedailysheeple.com/visa-...actions_092013
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Old September 29, 2013, 02:31 AM   #17
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Abstaining from Visa is like trying to abstain from water. It's an omnipresent card.

I use the bonus points from mine to buy guns and gun stuff, and from what I see this wasn't Visa's deal, it was a processor's.

I also love Google and Amazon, and their heads both gave money to Obama. Some stuff makes my life enjoyable/easy enough that differing politics aren't enough to get me to boycott it.
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Old September 29, 2013, 08:50 AM   #18
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The processors are not subsideries of Visa. They are third party companies that provide a service to Visa, MasterCard et al.
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Old September 29, 2013, 10:56 AM   #19
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Quote:
Abstaining from Visa is like trying to abstain from water. It's an omnipresent card.
Ain't that the truth? If I stopped using a "visa" card, I couldn't buy a pack of gum. I almost never have as much as a dime in my pocket, and I like it that way. Swipe the card and go.
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Old September 29, 2013, 11:46 AM   #20
Tom Servo
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As per forum rules, we don't do partisan politics here.
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