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Old August 31, 2005, 11:27 PM   #1
Slateman
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Can I keep a gun in a bank's safety deposit box?

Question is above . . . am I allowed?

I'm not so sure I want to do it though. Banks close early.

The reason I'm asking is semi-girlfriend goes toe CNU. The school doesn't allow firearms and the police won't let me check it with them. The only options I can think of are to risk getting my girl in trouble and keep it in the room or keep in my car (probably not the best idea).

I'm thinking of getting a safe deposit box. Either that, or does anyone know of a range that has lock boxes? Or like a 24 hour place to lock stuff up?
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Old August 31, 2005, 11:46 PM   #2
progunner1957
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Slateman-
I have a safe deposit box at my bank, and one of the bank's "rules" is that you can't keep a gun(s) in it.

HOWEVER... When you go to the bank to get in to your safe deposit box, the bank teller that takes you to it does not see what is inside it, and there are small privacy rooms in which you go to conduct your business.

A safe deposit box cannot be opened by anyone at the bank without you being there - unlocking your safe deposit box requires two keys, one that is kept by the bank and one that is kept by you. That's the way it works in my state; I would imagine it is similar in other states.

Bottom line - although it may be against the bank's "rules," you could easily keep a gun in a safe deposit box. I would get a silicon gun cleaning cloth, spray it down with WD40 oil, wrap the gun in it and then put it in a zip up gun rug; then I'd put it in a generic looking box that would fit into the safe deposit box and store it that way.

As long as the bank people don't see a gun or a gun rug, there should be no problem.
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Old August 31, 2005, 11:59 PM   #3
Slateman
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Eh, thats too much work. I would only be leaving it there for the night.
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Old September 1, 2005, 12:17 AM   #4
BerettaCougar
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con·ceal (kon-seel)

TRANSITIVE VERB:
con·cealed , con·ceal·ing , con·ceals
To keep from being seen, found, observed, or discovered; hide. See Synonyms at hide 1.
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Old September 1, 2005, 01:05 AM   #5
Casp_A
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Progunner1957's description is pretty accurate for just about anywhere in the country. You could do it that way without being cought, since no one would know what it is, but that doesn't make it legal and I do believe that BerettaCougar's point is that if you did get cought you would get in lots of trouble.

'Course, you could always leave it with me. Seriously, find a good friend that you trust really well and that wouldn't get in trouble for having it and leave it with them.
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Old September 1, 2005, 08:07 AM   #6
cortez kid
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I always reply to a thread like this. It has really left a big impression on my soul. If you should die or get killed(difference?), your safety deposit box will be opened to the full view of the state. Your heirs will have to get each item appraised and they will be taxed on these items. In addition, your lawyer will take a cut of his own on each and every item in that box. Left some cash for a rainy day. Taxed and and attached. 10 % on average,or more. Mom's wedding ring from 1936, Taxed and attached. M 29 p&r Smith, taxed and attached. These items could actually cost more in taxes and fees than they were purchased for. That Registered Magnum that you got for $200 30 years ago could appraise for thousands. That's the rate they will value and "hit" your kids or grandkids for. Get a safe or a real good freind. Stay away from those deposit boxes. Papers and titles are one thing, your valuable "treasures" are another!
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Old September 1, 2005, 10:43 AM   #7
Zekewolf
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Unless it's against your state's laws, then there's nothing illegal about keeping a firearm in a bank safety deposit box. Breaking a bank's rules isn't illegal.
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Old September 2, 2005, 11:22 AM   #8
progunner1957
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Quote:
If you should die or get killed(difference?), your safety deposit box will be opened to the full view of the state.
That will vary from state to state and also from county to county. When my mother passed away, she had two safe deposit boxes in two different banks. In the county where she had these boxes, there was no ordinance mandatating that a beady-eyed bean counter from the county clerk's office be present to inventory the contents for estate tax purposes.

I was very surprised that there was this one tiny scrap of privacy left that the government functionaries had failed to force themselves into.

Check your state and county laws to be sure on this one.
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Old September 2, 2005, 12:23 PM   #9
Zekewolf
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Cortez Kid: Where did you get your information about items found in safety deposit boxes being taxed? Where'd you get that "10%" figure. What kind of tax is 10%?

The only thing found in a safety deposit box that MIGHT be taxed for income taxes would be cash, assuming that the cash had never been reported. Anything other than cash would just be included in the deceased's gross estate. Unless the deceased was a pretty wealthy person, there wouldn't be any estate taxes. Items found in a bank lockbox would be no more subject to estate taxation that would clothes hanging in a closet or furniture sitting around in the house.
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Old September 2, 2005, 06:06 PM   #10
alan
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Re the above discussion, you pay for the safety deposit box by the year, right?

Therefore, during the course of that time period, the box is yours, it is not the bank's box.

Obviously, during hours when the bank is not open for business, you have no access to your box, however you knew that, didn't you?

Absent endangering the health and safety of the general public, no right to do that exists for the individual, the story with large corporations might be different, you can put anythng in your box that you like. The bank has no knowlege of your box's content, unless you tell them.
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Old September 3, 2005, 10:27 PM   #11
deanf
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. . . but that doesn't make it legal and I do believe that BerettaCougar's point is that if you did get cought you would get in lots of trouble.
Remember, we live under a legal system where unless something is specifically prohibited therein, it is permitted.
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Old September 4, 2005, 05:28 PM   #12
carebear
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Yep, if it's legal by state and local laws the bank can only ask you to remove it and perhaps refuse to do business with you again.

I kept mine in a safe deposit box when I was at Basic, when I went to get them I realized I had forgotten a container. I didn't want to stuff 4 handguns in my belt to walk through a bank, so I asked a clerk for a bag (told them why), they kinda shrugged and said good idea and gave it to me. One of the canvas cash bags they use.
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