In the case of a model 29-2 or the 19-2 ....yes, if you have them refinished, to collectors it will significantly decrease the value / to shooter collectors, if S&W does the work - not so much.
But they're your guns...you should do what you want with them...
Typically - in the 29-2's or the 19-2's ..in nickel, they show much less wear than the blued versions ( especially holster wear ).....I have nickel versions of both of the models discussed ...and 27's...and none of them show any holster wear...where my blued versions in all three models, show quite a bit of holster wear even with moderate use.
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